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City file · US

New York

United States · Local currency USD · NYC = 100 baseline

The global financial benchmark.

Cost of Living

100

Avg net salary (USD)

$6,200

Purchasing Power

100

Typical prime mortgage rate · United States

6.50%30-yr · end-2025 reference

Reference rate for a prime borrower on a 30-year mortgage in United States. Your individual rate will vary based on credit profile, deposit size and lender. Plug your numbers into the mortgage calculator to model the monthly payment.

Indices vs New York (= 100)

How New York compares to the global benchmark

Bars above 100 are more expensive than New York. The accent-red bar marks where New York falls relative to the baseline.

Cost of LivingRentGroceriesRestaurantsTransportUtilitiesPurchasing Power0306090120NYC = 100

Cost of Living

100

Rent

100

Groceries

100

Restaurants

100

Transport

100

Utilities

100

Purchasing Power

100

Closest peers

Cities with similar cost of living

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An editorial reference for cost of living, interest rates, and cross-border personal finance. Built for readers who want the numbers — not the noise.

Global financial tools · since 2026

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