Finlatitude · Budget tool

Where does your money actually go each month?

Drop a bank statement — PDF or CSV — and get an instant breakdown of your spend by category, a list of every recurring subscription you're still paying for, and three tailored tips to cut your monthly outgo. Zero signup. Zero storage.

Privacy First: we do not store your bank credentials, statements, or financial data.

Processing happens entirely in-memory on the server and disappears the moment your response is sent. Results live only in this browser tab and are gone when you close it — nothing is written to disk or database.

First time here? Load a sample statement to see the charts and tips instantly — no upload needed.

Drop a bank statement here

or click to browse

PDF or CSV, up to 10 MB. Most banks let you export a 60-90 day CSV from their web dashboard — that's the fastest input for the cleanest analysis.

Estimator only — categorisation is best-effort AI output, not tax advice. Use it as a directional review of your spend, then cross-check big categories with your bank's own dashboard before making major changes.

→ Then check if your surplus meets your retirement target

Finlatitude

An editorial reference for cost of living, interest rates, and cross-border personal finance. Built for readers who want the numbers — not the noise.

Global financial tools · since 2026

Important · Editorial & Financial Disclaimer

Finlatitude publishes general educational and editorial information about global cost of living, interest rates, mortgages and personal finance. Nothing on this site constitutes financial, investment, tax, legal, accounting or relocation advice, and no reader-publisher relationship is created by your use of the site.

Cost-of-living indices, mortgage calculations, currency conversions and country-specific data points are derived from public sources or modeled from country-level reference data and are presented in good faith. They may be incomplete, outdated, or imprecise for your individual circumstances. Always consult a licensed financial advisor, mortgage broker, tax professional, or immigration lawyer qualified in your jurisdiction before making any financial commitment or relocation decision based on information found here.

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